Your debt agency the telephone business offered this to help keep giving me provides but in my opinion We haven’t gotten any such thing when it comes to previous half a year.

Your debt agency the telephone business offered this to help keep giving me provides but in my opinion We haven’t gotten any such thing when it comes to previous half a year.

Should this come my credit file off any time in the future ?

Sara (Financial Obligation Camel) says

Defaults drop down your personal credit record 6 years following the standard date from the credit score.

But needless to say the debt collector might opt to head to court for a CCJ, which will then be in your personal credit record for the next 6 years. When they move you to an excellent offer to be in, accepting it may be a beneficial concept.

We don’t concur that We owe the bill stated through the phone business when We did get in touch with them, they couldn’t give further information since they had closed the account and offered it up to a financial obligation agency.

If We settle to obtain them off my case, would this nevertheless maybe not remain for the next 6 years ?

Sara (Financial Obligation Camel) says

perhaps you have taken the issue into the appropriate Ombudsman?

We have education loan financial obligation from 1997 that has been sold up to a DCA around 2015. We haven’t produced re payment or acknowledged your debt since the first ’00s, nevertheless the DCA slapped a standard on in 2017 and state that the explanation for action’ began then. Does a financial obligation need to be in standard before a reason of action starts?

Sara (Financial Obligation Camel) says

An old-style education loan debt – we suggest you speak to National Debtline on 0808 808 4000 concerning this.

I will be from Venezuela. Back 2014 we signed up for a post graduate system in England. In 7 june 2014 I made the very first and payment that is only my tuition charges. To cover the remainder I became waiting around for the goverment to accept my demand to exchnage currency that is venezuelan pounds (in Venezuela you’ll need goverment authorization for this variety of deal.) edited

Sara (Financial Obligation Camel) says

Hi Joeal, your two responses had been really long and complicated. You will need you to definitely keep in touch with you concerning the information on your situations, that person is certainly not me personally.

Hey! Thanks anyway.

We do believe I might simply inform the university about my situation that is current my company placing my contract on hold and every thing, and discover when they can hold back until lockdown is lift here to resume conversation.

I have a debt that is old 2010-2011 that I didn’t realize ended up being outstanding to virgin news. When I have always been thinking of buying a home not long ago i finalized as much as credit recommendations agency’s and also this is where we realised this financial obligation ended up being outstanding. The amount is small, however although payments could never be drawn in mid 2010 this financial obligation seemingly have never ever been defaulted. In order that it has remained to my credit history as a free account in arrears and payments that are missing date each month until June 2020 (present). My real question is just just what recourse do We have with this, since clearly nearly 10years later on this would maybe perhaps maybe not nevertheless be being reported back at my credit history and adversely impacting it? I’m able to spend this quantity, nevertheless i would really like elimination of this from my credit score I was unaware of, and being almost 10 years old now surely should not still be recorded on my credit file, thought these issues usually only stay on the file for up to 6years as it is something.

Any information you can easily offer would actually be valued.

Sara (Financial Obligation Camel) says

Have you continued utilizing the Virgin account? If you don’t, whenever do you stop?

Please would you delete my sorry and surname for numerous articles.

I have a superb debt from 2010 until I recently looked at my credit file because we are looking to get a mortgage that I was unaware of. The account in arrears isn’t for a number of cash and I also have always been in a position to repay this anytime, though the contact that is last had regarding this financial obligation was in 2011 and I’ve had absolutely absolutely nothing since (we have actually relocated house etc but e-mail has not changed) it seems this financial obligation had been never ever defaulted and has now remained as a free account in arrears and missed re payments each month since 2010, but I became totally unaware. Do We have any recourse for coping with this, it is very nearly a decade old it is nevertheless to my credit account as lacking a repayment on a monthly basis. Is it possible to please advise, many thanks ever a great deal

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